How Invoice Factoring Works

Grow your business faster by speeding up your invoice payments and improving cash flow. Instead of waiting 30–60–90 days to get paid, invoice factoring allows you to receive most of your money immediately, giving you the working capital you need to take on larger contracts, cover payroll, purchase materials, or expand operations.

Clear Line partners with businesses that bill other businesses (B2B) or government entities (B2G), providing fast, flexible factoring solutions designed to eliminate cash-flow gaps and fuel sustainable growth.

What You Need to Apply

Completed Clear Line application

Detailed Accounts Receivable (AR) Report

Sample invoice

Current term sheet (if already factoring elsewhere)

Articles of incorporation

Voided business check

Driver’s license

Approval Timeline:
Term sheet issued in 24 hours
Complete setup typically within 3 business days

Minimum Qualifications

At least $10,000 per month in B2B or B2G invoices

Submission of the Clear Line application